ERA or IRA? From Coffee Hour @ Chicklit Power

Welcome to Coffee Hour @ Chicklit Power, and thanks for coming by today. I’m going to be interrupting the 2010 WOW Rewind series for this very important message 🙂 This particular blog was brought to my mind recently in the midst of swimming with anxiety while looking for ways to save up for our retirement. Now even if you’re young and have no visions of retirement dancing in your head grab your coffee and come on in.

One of my resolutions for 2011 was to be more disciplined in the area of saving, and I’m speaking about money. But as I think about it, I could always stand to improve in the area of saving time, energy, and other things I take for granted. But anyway, I don’t know about you, but I’m not getting any younger and I was reminded of that when I got an invitation to AARP in the mail the other day, I have to confess, it was like pushing the panic button. !@#$%^&*() 🙂

My assistant was helping me with our mail, and I grabbed the envelope and began to open it. As soon as I read the first couple of sentences, I was indignantly frustrated “What the heck am I getting an AARP invitation for?” I nearly yelped. Lauren had a puzzled look on her face and said, “My dad gets those all the time, but he’s 58.” Just as she said that, I read the sentence that said something about being 50 and over. I felt like someone had come over to me and taken the cap off of my energy supply. “Dang it,” I said. “It’s because I’m gonna be 50 this year!” Lauren smiled sweetly and just said, “That’s why, then.”

I put the “invitation” in with the filing pile, reminding myself that 50 is just a number, but hey, if you get some good deals from it, then why not take advantage of it. I’ve since begun to struggle mentally as I search for the discipline it’s gonna take to start putting an extra something-something aside so when I do retire from court reporting, my life won’t come to an abrupt halt, or my lifestyle won’t have to take a detour down Poverty Lane. 🙂

When I search my heart for the reason for my struggle, the light turns on and there’s something flashing. As I get a little closer, it looks to be flashing letters and as I come face to face with its illumination, I recognize the word “BUDGET” and I turn my head because I cannot tolerate its message. I have all kinds of objections running around in my head and I am reminded of a conversation I had with a close friend, someone I also consider an accountability partner, and she was coming to terms with that very word in her life as well. She has NEVER been or had to be on a budget.

As I hit the rewind on our conversation, I remember acknowledging pride as her primary resistance to this concept of budget and as I rewind it one more time, I come face to face with my own pride! Dang it! This is all making sense. I’ve just completed reading a book on humility, and pride’s got to go and a budget’s got to stay.

I better let you get on with your day, but come back for the conclusion on this because I’ve actually received a very comforting revelation to splash some perspective on the painful truth of pride being a hindrance to any budget. Oh, and if you can, join us today at 1:00 Pacific time for our “Destination? Joyful!” Blog Talk radio show. Simply click on the “listen to my weekly pod cast” link to the right. If you can’t make it at 1:00, no worries, you can still go to the show and download it onto your Ipod.



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